Here it is coming up on 2 days before I leave for LA for surgery and it's not going according to plan. I did finally get back to the pool today amidst a hectic first week of classes where I've arranged to be gone the next 2 weeks from MTSU, but Sewanee is crazy ... huge turnout, biggest ever. I have to teach 5 hrs without a break on the Tuesday before I leave Wednesday.
My insurance company rejected authorization for my surgery pending a 'peer to peer' review with my surgeon that took place last Friday. Generally, physicians are 90% successful in justifying surgery, after asking 2 that I know, one a thoracic and the other an orthopedic. However, it could very well be denied and then, the cost out of pocket could be in the range price of a new car. I'm talking $30k.
I have no doubt that Dr. Saliman can make a convincing clinical case for surgery as he likely has these meetings all the time, but he doesn't have my medical records and doesn't know me and why I specifically am a good candidate for the surgery: most convincingly that I rehabbed a similar previous surgery completely, demonstrated by elite level athletic performance and no reinjury. Also, normal BMI. Plus, the insurance covered it completely last time, and they are only obligated to cover 60% this time. However, the facility and the anesthesiologist claim independently and may offer more coverage. I should find out by end of day Monday. And, here's one more crazy thing. The person who files insurance and delivers cost estimates for the surgery center I was told she has been out sick since Wednesday. This is nuts!
After 35 yrs under the TN State BCBS insurance plan, I have never had a claim denied. Here was the verbiage for the initial denial:
Denial Reason: Lack of sufficient clinical documentation
Your records were carefully reviewed. The request to fix a torn cartilage cushion meniscus in your knee cannot be approved. More information is needed regarding your diagnosis and planned surgery. This needs to include your BMI height-weight measurement. Also surgery to fix the tear works better for those who are less than forty years old. It also works better for patients who are forty to fifty years old and very active. Your records do not show that this is the case for you. Please talk with your doctor about treatment options. A copy of this letter went to your doctor.
Yea, they ask about my BMI and say "your records were carefully reviewed." I have never heard such a level of absolute bullshit. For years, I've received the full $250 cash incentive awarded by this same company for, in part, keeping a normal BMI. And.., hmmm, I'm "not active"??? When I chatted with a phone rep of BCBS, she said the decisions were made by their 'vendor' Turning Point Health. She would not allow me the contact info for this decision maker (although their number is on their website) and was acting as an intermediary between me and them on the phone. They said something incredibly stupid and ignorant to her about first trying "conservative treatments" before surgery. Yea, conservative treatment to mask the pain so as to make my meniscus degenerate and become unrepairable. Dumbasses.
So, age being the biggest factor, Saliman has debunked that on his website and two studies state at least an 80% success rate of such repairs over age 60. Due to my previous rehab experience, I would say I'd be closer to 90%+.
Studies show, successful repair is obtained up to age 70 years.... age, as an independent factor, should not be considered a contraindication for meniscus repair: https://pmc.ncbi.nlm.nih.gov/articles/PMC9891740/
https://www.mdpi.com/2077-0383/12/21/6922
Anyway, the next phone call I get from them could be worth $20K either way. I'll be pretty out of my mind if I don't find out definitively by tomorrow. I am fortunate that I can afford to pay it, and there is both internal review appeals, and an external independent review process, and of course litigation. I think I could compile a slam dunk case for an external review.
Maybe this is a sign of the times.
The general Republican MO in regard to healthcare, Big Pharma, the VA, etc… is to privatize, maximize profits at the expense of consumer, usually the sick and elderly. The first things Trump did when he came into office was to eliminate price controls on pharmaceutical drugs for those on Medicare and Medicaid, freeze hiring for VA, stop all research and information sharing for the National Institute of Health (effectively halting cancer research), and for the CDC (in the midst of a severe bird flu pandemic), and withdrew from the WHO. War on science and gifts to big pharma, CEOs, stockholders, etc...
Anyway...
In the pool today, I did my usual interval workout and I was really winded but HR never got above 153. Of course this is from my highly inaccurate watch. Only 2:30 over 145. I wonder if this time away from leg use and sprinting will lower my max HR?
It was pretty much like the previous:
Pool
6 x 50 yd w/ 70 sec rest - 40, 41, 43, 46, 49, 50
I did feel pretty pumped when I finished. I am quite light. 140.2 lbs. Maybe losing muscle mass?